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Khata & customer credit

Khata Management Software for UAE Restaurants and Shops

In shortKhata management software is a digital customer credit ledger that records who owes your business, how much, and for how long. TajerGo builds Khata into the POS, so every credit sale, repayment and aging balance is tracked automatically, with reminders to recover money before it becomes a bad debt. Available across the UAE from AED 499 per branch per month.

The paper Khata is costing you real money

Most UAE F&B and trade businesses still run customer credit in a notebook or a memory. The result is predictable. Balances get forgotten. Staff record credit inconsistently. Nobody knows the true total outstanding. Older debts get harder to recover the longer they sit. A single notebook lost or disputed turns a sale into a write-off. Khata in TajerGo removes the guesswork.

A credit ledger built for how UAE businesses actually sell

Record credit at the till

Mark a sale as Khata in one tap and assign it to the customer.

See the full ledger

Every customer shows total owed, last payment and days outstanding.

Age the balances

Current, 30, 60 and 90-plus day buckets surface the risky accounts first.

Take part payments

Log partial repayments against a running balance with a clean history.

Recover faster

Reminders and statements go to the customer so collection is routine, not awkward.

Tie it to profit

Outstanding Khata flows into the owner brief, so credit never hides your real cash position.

Khata that fits UAE trade and F&B

Built around how UAE cafeterias, restaurants, grocers and trade shops extend credit to regulars, staff accounts and corporate clients. Statements run in Arabic or English. Balances stay in AED. It works alongside VAT receipts, so a credit sale is still a compliant tax invoice.

Paper Khata against TajerGo Khata

CapabilityTajerGo KhataPaper or notebook
Total outstanding visibleYes, liveNo
Aging by days overdueYesNo
Part payment historyClean logError-prone
Customer statementsOne tapManual
Linked to sales and VATYesNo
Loss from forgotten debtControlledHigh

Khata software in the UAE, common questions

It is a digital ledger for customer credit. It records each credit sale and repayment, shows the total each customer owes, and ages overdue balances so you recover money on time. TajerGo includes it inside the POS.

Yes. Extending customer credit is a normal commercial practice. TajerGo keeps the record auditable and still issues a compliant VAT tax invoice on the credit sale.

Yes. TajerGo generates a customer statement in Arabic or English showing the balance, dates and payments, ready to share.

Yes. A credit sale produces a TRN-carrying tax invoice and posts the balance to the customer ledger at the same time.

It surfaces aged balances first, prompts reminders, and feeds outstanding credit into the daily owner brief, so old debt does not get forgotten.

See TajerGo on your own numbers

A short walkthrough on your numbers, not a generic pitch - the profit engine, the till and the morning brief working together.

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